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This Policy document encompasses all aspects of security surrounding confidential company information and must be distributed to all company employees. All company employees must read this document in its entirety and sign the form confirming they have read and fully understand this policy. This document will be reviewed and updated by Management on an annual basis or when relevant to include newly developed security standards into the policy and re-distributed to all employees and contractors where applicable.

Information Security Policy

Adroit Soft handles sensitive cardholder information daily. Sensitive Information must have adequate safeguards in place to protect the cardholder data, cardholder privacy, and to ensure compliance with various regulations, along with guarding the future of the organisation.

Adroit Soft commits to respecting the privacy of all its customers and to protecting any customer data from outside parties. To this end management are committed to maintaining a secure environment in which to process cardholder information so that we can meet these promises.

Employees handling sensitive cardholder data should ensure:

  1. NHandle Company and cardholder information in a manner that fits with their sensitivity and classification;
  2. Limit personal use of Adroit Soft’s information and telecommunication systems and ensure it doesn’t interfere with your job performance;
  3. Adroit Soft reserves the right to monitor, access, review, audit, copy, store, or delete any electronic communications, equipment, systems and network traffic for any purpose;
  4. Do not use e-mail, internet and other Company resources to engage in any action that is offensive, threatening, discriminatory, defamatory, slanderous, pornographic, obscene, harassing or illegal;
  5. Do not disclose personnel information unless authorised;
  6. Protect sensitive cardholder information;
  7. Keep passwords and accounts secure;
  8. Request approval from management prior to establishing any new software or hardware, third party connections, etc.;
  9. Do not install unauthorised software or hardware, including modems and wireless access unless you have explicit management approval;
  10. Always leave desks clear of sensitive cardholder data and lock computer screens when unattended;
  11. Information security incidents must be reported, without delay, to the individual responsible for incident response locally – Please find out who this is.

We each have a responsibility for ensuring our company’s systems and data are protected from unauthorised access and improper use. If you are unclear about any of the policies detailed herein you should seek advice and guidance from your line manager.

1. Network Security

A high-level network diagram of the network is maintained and reviewed on a yearly basis. The network diagram provides a high level overview of the cardholder data environment (CDE), which at a minimum shows the connections in and out of the CDE. Critical system components within the CDE, such as POS devices, databases, web servers, etc., and any other necessary payment components, as applicable should also be illustrated.

In addition, ASV should be performed and completed by a PCI SSC Approved Scanning Vendor, where applicable. Evidence of these scans should be maintained for a period of 18 months.

2. Acceptable Use Policy

Management’s intentions for publishing an Acceptable Use Policy are not to impose restrictions that are contrary to Adroit Soft’s established culture of openness, trust and integrity. Management is committed to protecting the employees, partners and Adroit Soft from illegal or damaging actions, either knowingly or unknowingly by individuals. Adroit Soft will maintain an approved list of technologies and devices and personnel with access to such devices as detailed in Appendix B.

  1. Employees are responsible for exercising good judgement regarding the reasonableness of personal use.
  2. Employees should take all necessary steps to prevent unauthorised access to confidential data which includes card holder data. – 1. Employees are responsible for exercising good judgement regarding the reasonableness of personal use.
  3. Keep passwords secure and do not share accounts. Authorised users are responsible for the security of their passwords and accounts.
  4. All PCs, laptops and workstations should be secured with a password-protected screensaver with the automatic activation feature.
  5. All POS and PIN entry devices should be appropriately protected and secured so they cannot be tampered or altered.
  6. The List of Devices in Appendix B will be regularly updated when devices are modified, added or decommissioned. A stocktake of devices will be regularly performed and devices inspected to identify any potential tampering or substitution of devices.
  7. Users should be trained in the ability to identify any suspicious behaviour where any tampering or substitution may be performed. Any suspicious behaviour will be reported accordingly.
  8. Information contained on portable computers is especially vulnerable, special care should be exercised.
  9. Postings by employees from a Company email address to newsgroups should contain a disclaimer stating that the opinions expressed are strictly their own and not necessarily those of Adroit Soft, unless posting is in the course of business duties.
  10. Employees must use extreme caution when opening e-mail attachments received from unknown senders, which may contain viruses, e-mail bombs, or Trojan horse code.

3. Protect Stored Data

  1. All sensitive cardholder data stored and handled by Adroit Soft and its employees must be securely protected against unauthorised use at all times. Any sensitive card data that is no longer required by Adroit Soft for business reasons must be discarded in a secure and irrecoverable manner.
  2. If there is no specific need to see the full PAN (Permanent Account Number), it has to be masked when displayed.
  3. PAN'S which are not protected as stated above should not be sent to the outside network via end user messaging technologies like chats, ICQ messenger etc.,

It is strictly prohibited to store:

4. Information Classification

Data and media containing data must always be labelled to indicate sensitivity level.

  1. Confidential data might include information assets for which there are legal requirements for preventing disclosure or financial penalties for disclosure, or data that would cause severe damage to Adroit Soft if disclosed or modified. Confidential data includes cardholder data.
  2. Internal Use data might include information that the data owner feels should be protected to prevent unauthorised disclosure.
  3. Public data is information that may be freely disseminated.

5. Access to the Sensitive Cardholder Data

All Access to sensitive cardholder should be controlled and authorised. Any job functions that require access to cardholder data should be clearly defined.

  1. Any display of the card holder should be restricted at a minimum to the first 6 and the last 4 digits of the cardholder data.
  2. Access to sensitive cardholder information such as PAN’s, personal information and business data is restricted to employees that have a legitimate need to view such information.
  3. No other employees should have access to this confidential data unless they have a genuine business need.
  4. If cardholder data is shared with a Service Provider (3rd party) then a list of such Service Providers will be maintained as detailed in Appendix C.
  5. Adroit Soft will ensure a written agreement that includes an acknowledgement is in place that the Service Provider will be responsible for the for the cardholder data that the Service Provider possess.
  6. Adroit Soft will ensure that a there is an established process, including proper due diligence is in place, before engaging with a Service provider.
  7. Adroit Soft will have a process in place to monitor the PCI DSS compliance status of the Service provider.

6. Physical Security

All sensitive cardholder data must be protected securely if it is to be transported physically or electronically.

  1. Media is defined as any printed or handwritten paper, received faxes, floppy disks, back-up tapes, computer hard drive, etc.
  2. Media containing sensitive cardholder information must be handled and distributed in a secure manner by trusted individuals.
  3. Visitors must always be escorted by a trusted employee when in areas that hold sensitive cardholder information.
  4. Procedures must be in place to help all personnel easily distinguish between employees and visitors, especially in areas where cardholder data is accessible. “Employee” refers to full-time and part-time employees, temporary employees and personnel, and consultants who are “resident” on Adroit Soft sites. A “visitor” is defined as a vendor, guest of an employee, service personnel, or anyone who needs to physically enter the premises for a short duration, usually not more than one day.
  5. A list of devices that accept payment card data should be maintained.
  6. The list should include make, model and location of the device.
  7. The list should have the serial number or a unique identifier of the device.
  8. The list should be updated when devices are added, removed or relocated.
  9. POS devices surfaces are periodically inspected to detect tampering or substitution.
  10. Personnel using the devices should be trained and aware of handling the POS devices
  11. Personnel using the devices should verify the identity of and=y third party personnel claiming to repair or run maintenance tasks on the devices, install new devices or replace devices.
  12. Personnel using the devices should be trained to report suspicious behaviour and indications of tampering of the devices to the appropriate personnel. Adroit Soft sites. A “visitor” is defined as a vendor, guest of an employee, service personnel, or anyone who needs to enter the premises for a short duration, usually not more than one day.
  13. Strict control is maintained over the external or internal distribution of any media containing card holder data and has to be approved by management
  14. Strict control is maintained over the storage and accessibility of media
  15. All computer that store sensitive cardholder data must have a password protected screensaver enabled to prevent unauthorised use.

7. Protect Data in Transit

Data and media containing data must always be labelled to indicate sensitivity level.

  1. Card holder data (PAN, track data, etc.) must never be sent over the internet via email, instant chat or any other end user technologies.
  2. If there is a business justification to send cardholder data via email or by any other mode then it should be done after authorisation and by using a strong encryption mechanism (i.e. – AES encryption, PGP encryption, IPSEC, etc.).
  3. The transportation of media containing sensitive cardholder data to another location must be authorised by management, logged and inventoried before leaving the premises. Only secure courier services may be used for the transportation of such media. The status of the shipment should be monitored until it has been delivered to its new location.

8. Disposal of Stored Data

  1. All data must be securely disposed of when no longer required by Adroit Soft, regardless of the media or application type on which it is stored.
  2. An automatic process must exist to permanently delete on-line data, when no longer required.
  3. All hard copies of cardholder data must be manually destroyed when no longer required for valid and justified business reasons. A quarterly process must be in place to confirm that all non-electronic cardholder data has been appropriately disposed of in a timely manner.
  4. Adroit Soft will have procedures for the destruction of hardcopy (paper) materials. These will require that all hardcopy materials are crosscut shredded, incinerated or pulped so they cannot be reconstructed.
  5. Adroit Soft will have documented procedures for the destruction of electronic media. These will require:

9. Security Awareness and Procedures

The policies and procedures outlined below must be incorporated into company practice to maintain a high level of security awareness. The protection of sensitive data demands regular training of all employees and contractors.

  1. Review handling procedures for sensitive information and hold periodic security awareness meetings to incorporate these procedures into day to day company practice.
  2. All employees that handle sensitive information will undergo background checks (such as criminal and credit record checks, within the limits of the local law) before they commence their employment with the Company.
  3. All third parties with access to credit card account numbers are contractually obligated to comply with card association security standards (PCI/DSS).
  4. Company security policies must be reviewed annually and updated as needed.

10. Credit Card (PCI) Security Incident Response Plan

  1. Adroit Soft PCI Security Incident Response Team (PCI Response Team) is comprised of the Information Security Officer and Merchant Services. Adroit Soft PCI security incident response plan is as follows:
Adroit Soft PCI Security Incident Response Team (or equivalent in your organisation):
  1. A department that reasonably believes it may have an account breach, or a breach of cardholder information or of systems related to the PCI environment in general, must inform Adroit Soft PCI Incident Response Team. After being notified of a compromise, the PCI Response Team, along with other designated staff, will implement the PCI Incident Response Plan to assist and augment departments’ response plans.

Incident Response Notification

Escalation Members (or equivalent in your company):

Escalation – First Level:

Escalation – Second Level:

External Contacts (as needed)

In response to a systems compromise, the PCI Response Team and designees will:

How to notify Elavon in the event of an incident

11. Transfer of Sensitive Information Policy

Data and media containing data must always be labelled to indicate sensitivity level.

  1. All third-party companies providing critical services to Adroit Soft must provide an agreed Service Level Agreement.
  2. All third-party companies providing hosting facilities must comply with the Company’s Physical Security and Access Control Policy.
  3. All third-party companies which have access to Card Holder information must

12. User Access Management

Data and media containing data must always be labelled to indicate sensitivity level.

  1. Access to Adroit Soft is controlled through a formal user registration process beginning with a formal notification from HR or from a line manager.
  2. Each user is identified by a unique user ID so that users can be linked to and made responsible for their actions. The use of group IDs is only permitted where they are suitable for the work carried out.
  3. There is a standard level of access; other services can be accessed when specifically authorised by HR/line management.
  4. The job function of the user decides the level of access the employee has to cardholder data
  5. A request for service must be made in writing (email or hard copy) by the newcomer’s line manager or by HR. The request is free format, but must state:
    Name of person making request;
    Job title of the newcomers and workgroup;
    Start date;
    Services required (default services are: MS Outlook, MS Office and Internet access).
  6. Each user will be given a copy of their new user form to provide a written statement of their access rights, signed by an IT representative after their induction procedure. The user signs the form indicating that they understand the conditions of access.
  7. Access to all Adroit Soft systems is provided by IT and can only be started after proper procedures are completed.
  8. As soon as an individual leaves Adroit Soft employment, all his/her system logons must be immediately revoked.
  9. As part of the employee termination process HR (or line managers in the case of contractors) will inform IT operations of all leavers and their date of leaving.

13. Access Control Policy

Data and media containing data must always be labelled to indicate sensitivity level.

  1. Access Control systems are in place to protect the interests of all users of Adroit Soft computer systems by providing a safe, secure and readily accessible environment in which to work.
  2. Adroit Soft will provide all employees and other users with the information they need to carry out their responsibilities in an as effective and efficient manner as possible.
  3. Generic or group IDs shall not normally be permitted, but may be granted under exceptional circumstances if sufficient other controls on access are in place.
  4. The allocation of privilege rights (e.g. local administrator, domain administrator, super-user, root access) shall be restricted and controlled, and authorisation provided jointly by the system owner and IT Services. Technical teams shall guard against issuing privilege rights to entire teams to prevent loss of confidentiality.
  5. Access rights will be accorded following the principles of least privilege and need to know.
  6. Every user should attempt to maintain the security of data at its classified level even if technical security mechanisms fail or are absent.
  7. Users electing to place information on digital media or storage devices or maintaining a separate database must only do so where such an action is in accord with the data’s classification.
  8. Users are obligated to report instances of non-compliance to Adroit Soft CISO.
  9. Access to Adroit Soft IT resources and services will be given through the provision of a unique Active Directory account and complex password.
  10. No access to any Adroit Soft IT resources and services will be provided without prior authentication and authorisation of a user’s Adroit Soft Windows Active Directory account.
  11. Password issuing, strength requirements, changing and control will be managed through formal processes. Password length, complexity and expiration times will be controlled through Windows Active Directory Group Policy Objects.
  12. Access to Confidential, Restricted and Protected information will be limited to authorised persons whose job responsibilities require it, as determined by the data owner or their designated representative. Requests for access permission to be granted, changed or revoked must be made in writing.
  13. Users are expected to become familiar with and abide by Adroit Soft policies, standards and guidelines for appropriate and acceptable usage of the networks and systems.
  14. Access for remote users shall be subject to authorisation by IT Services and be provided in accordance with the Remote Access Policy and the Information Security Policy. No uncontrolled external access shall be permitted to any network device or networked system.
  15. Access to data is variously and appropriately controlled according to the data classification levels described in the Information Security Management Policy.
  16. Access control methods include logon access rights, Windows share and NTFS permissions, user account privileges, server and workstation access rights, firewall permissions, IIS intranet/extranet authentication rights, SQL database rights, isolated networks and other methods as necessary.
  17. A formal process shall be conducted at regular intervals by system owners and data owners in conjunction with IT Services to review users’ access rights. The review shall be logged and IT Services shall sign off the review to give authority for users’ continued access rights.

Appendix A – Agreement to Comply Form – Agreement to Comply With Information Security Policies

Employee Name (printed)...............

Department...............

I agree to take all reasonable precautions to assure that company internal information, or information that has been entrusted to Adroit Soft by third parties such as customers, will not be disclosed to unauthorised persons. At the end of my employment or contract with the company, I agree to return all information to which I have had access as a result of my position. I understand that I am not authorised to use sensitive information for my own purposes, nor am I at liberty to provide this information to third parties without the express written consent of the internal manager who is the designated information owner.

I have access to a copy of the Information Security Policies, I have read and understand these policies, and I understand how it impacts my job. As a condition of continued employment, I agree to abide by the policies and other requirements found in the company security policy. I understand that non-compliance will be cause for disciplinary action up to and including dismissal, and perhaps criminal and/or civil penalties.

I also agree to promptly report all violations or suspected violations of information security policies to the designated security officer.

Employee Signature...............

Date...............

Appendix B – List of Devices

Asset/Device NameDescriptionOwner/Approved UseLocation

Appendix C - List of Service Providers

Name of Service ProviderContact DetailsServices ProvidedPCI DSS CompliantPCI DSS Validation Date